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2. Kredit financial institution merupakan penyediaan dana berdasarkan kesepakatan antara lender dan debitur dimana debitur harus mengembalikan dana beserta bunga.
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Modul ini membahas analisis varian sederhana dan dua faktor untuk mengetahui perbedaan atau persamaan antar rata-rata populasi dengan membandingkan varian. Analisis varian digunakan untuk menguji hipotesis apakah perbedaan output mesin disebabkan oleh perbedaan rata-rata atau hanya fluktuasi.
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Dokumen tersebut membahas berbagai jenis risiko dalam keuangan mikro, termasuk risiko kredit, kecurangan staf, risiko keamanan, dan risiko eksternal. Risiko kredit dibahas lebih lanjut mengenai pencegahan dan pengendaliannya, seperti desain produk pinjaman, penyaringan nasabah, dan sistem manajemen tunggakan. Dokumen tersebut juga membahas berbagai cara untuk mencegah kecurangan staf dan menjaga aset
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Dokumen tersebut membahas tentang perkembangan teknologi khususnya Web banking di indonesia dan risiko yang ditimbulkannya seperti cyber criminal offense.
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Aliran Fisiokrat adalah suatu paham yang mengutamakan segi pertanian dan kebebasan. Sedangkan aliran Merkantilisme sangat mengutamakan hal-hal yang menyangkut keduniawian, dimana jika suatu negara ingin maju/makmur maka negara itu harus melakukan perdagangan dengan negara lain.